<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">

  <!-- Home -->
  <url>
    <loc>https://rayanfinance.com/en/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://rayanfinance.com/en/"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://rayanfinance.com/ar/"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://rayanfinance.com/"/>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://rayanfinance.com/ar/</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://rayanfinance.com/en/"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://rayanfinance.com/ar/"/>
    <xhtml:link rel="alternate" hreflang="x-default" href="https://rayanfinance.com/"/>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>

  <!-- Services (EN/AR pairs) -->
  <url>
    <loc>https://rayanfinance.com/en/services/tax-consultancy</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://rayanfinance.com/en/services/tax-consultancy"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://rayanfinance.com/ar/services/tax-consultancy"/>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://rayanfinance.com/ar/services/tax-consultancy</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://rayanfinance.com/en/services/tax-consultancy"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://rayanfinance.com/ar/services/tax-consultancy"/>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <url>
    <loc>https://rayanfinance.com/en/services/corporate-tax</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://rayanfinance.com/en/services/corporate-tax"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://rayanfinance.com/ar/services/corporate-tax"/>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>
  <url>
    <loc>https://rayanfinance.com/ar/services/corporate-tax</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://rayanfinance.com/en/services/corporate-tax"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://rayanfinance.com/ar/services/corporate-tax"/>
    <changefreq>monthly</changefreq>
    <priority>0.9</priority>
  </url>

  <!-- كرّري نفس النمط لباقي الخدمات (ksa-e-invoicing, bookkeeping, audit, feasibility-studies, liquidation) -->

  <!-- About -->
  <url>
    <loc>https://rayanfinance.com/en/about</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://rayanfinance.com/en/about"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://rayanfinance.com/ar/about"/>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://rayanfinance.com/ar/about</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://rayanfinance.com/en/about"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://rayanfinance.com/ar/about"/>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <!-- Contact -->
  <url>
    <loc>https://rayanfinance.com/en/contactus</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://rayanfinance.com/en/contactus"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://rayanfinance.com/ar/contactus"/>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>
  <url>
    <loc>https://rayanfinance.com/ar/contactus</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://rayanfinance.com/en/contactus"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://rayanfinance.com/ar/contactus"/>
    <changefreq>yearly</changefreq>
    <priority>0.5</priority>
  </url>

  <!-- Blog hub -->
  <url>
    <loc>https://rayanfinance.com/en/RayanBlogs</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://rayanfinance.com/en/RayanBlogs"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://rayanfinance.com/ar/RayanBlogs"/>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>
  <url>
    <loc>https://rayanfinance.com/ar/RayanBlogs</loc>
    <xhtml:link rel="alternate" hreflang="en" href="https://rayanfinance.com/en/RayanBlogs"/>
    <xhtml:link rel="alternate" hreflang="ar" href="https://rayanfinance.com/ar/RayanBlogs"/>
    <changefreq>weekly</changefreq>
    <priority>0.6</priority>
  </url>

</urlset>
